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GTCO (GTCO) is listed on the Nigerian Exchange in the FINANCIAL SERVICES sector, with exposure to Commercial Banks. This page brings together the current share price, valuation, dividend context, business summary, and a practical current view so you can assess the stock faster.
FINANCIAL SERVICES
₦4.67T
9.8%
5.52
Current price
₦127.90
Updated Updated 3 min ago
Conviction
83/100
Confidence
Low
Market tone
neutral · 50/100
Entry
Medium · 83/100
Recent price action for GTCO, so the page starts with the stock itself before the deeper analysis.
Both size and absolute trading activity suggest this name is usually easier to enter and exit.
Valuation view
Looks relatively cheap vs peers
Income view
Strong income profile
Market tone
neutral (50/100) — price action, attention, and recent context all lean here.
Entry view
Medium (83/100) — The company is profitable on the latest reported numbers.
Guaranty Trust Holding Company Plc is a Nigerian financial services group that provides banking and related services to individuals, businesses, and institutions. It earns money mainly from interest on loans, fees and commissions for services, and income from investments and other financial activities.
Investors usually follow GTCO for its dividend profile, valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.
Insider dealing: Undisclosed insider
Position: Director. Reported on 13 Jun 2023. Discovered automatically from NGX company-profile API. Submitted: 2023-06-13T18:35:02Z. Submission type: DirectorsDealings. Director dealing source fetched but no extractable text was found.
Director dealings
8
Reported buys, sells, and mixed dealings.
Corporate actions
7
Dividend and company notices.
Market events
0
Insider, filing, dividend, and price events.
Source records
14
Captured updates we can trace.
Whisone is bullish because fundamentals are solid at 83/100 while price action is down 6.6%. Whisone has high conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
ROE
25.0%
Return on equity
ROA
4.8%
Return on assets
Debt / equity
0.01
Lower is usually safer.
P/B ratio
98.24
Useful for book value support.
Dividend yield
9.8%
Current income signal.
99/100
Direction
Range-bound
Main supports
Business quality and balance-sheet strength are supporting the outlook.
Valuation still leaves room versus fair value and analyst anchors.
Recent price behavior and momentum still support follow-through.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Fair value
₦3,319.23
Analyst view
Buy
Analyst target
₦154.61
Forecast refresh
Updated 10h ago
Quality score
82
Growth score
73.37
These are the external analyst numbers and business outlook figures already synced into the company record.
Low target
₦2,000,000,000,000.00
High target
₦2,200,000,000,000.00
Revenue this year
₦2.06T
Revenue next year
₦2.4T
EPS this year
₦28.96
EPS next year
₦33.85
Dividend / share
₦12.76
Forward P/E
-
₦1.00
2024-09-26
Payment: 2024-10-07 | Qualification: 2024-09-25 | Yield at declaration: N/A
₦2.70
2024-04-29
Payment: 2024-05-09 | Qualification: 2024-04-26 | Yield at declaration: N/A
Bulk intraday company price snapshot from NGXPulse.
NGX Pulse bulk price snapshot
Updated 6h ago
Bulk intraday company price snapshot from NGXPulse.
NGX Pulse bulk price snapshot
Updated 1d ago
Bulk intraday company price snapshot from NGXPulse.
NGX Pulse bulk price snapshot
Updated 2d ago
Bulk intraday company price snapshot from NGXPulse.
Price points saved
50
Latest market date
2026-06-25
Dividend yield
9.8%
Ex-dividend date
Apr 14, 2026
stock_price_rise
GTCO may benefit from stock_price_rise. Confidence 90%.
FIRSTHOLDCO hit the 10% daily maximum gain and was cited as a leader in the market rebound.
CBN draft holding-company rules
GTCO may be hurt by cbn draft holding-company rules. Confidence 90%.
The draft guidelines requiring ~N370bn fresh capital are said to weigh on banking stocks and drag the broader market lower.
banking selloff
GTCO may be hurt by banking selloff. Confidence 90%.
The piece describes a broad selloff in banking stocks that dragged the overall equities market lower.
regulation
GTCO may be hurt by regulation. Confidence 85%.
The draft CBN holding‑company rules require banks to raise ~N370bn and are described as weighing on the financial sector and dragging the broader market lower.
Sector spillover signals
data protection / regulatory enforcement
GTCO may also move because the FINANCIAL SERVICES sector may move with data protection / regulatory enforcement. Confidence 95%.
Court enforcement under the Nigeria Data Protection Act concerned a financial group (GTCO) and its fund marketing, indicating regulatory impact on financial services marketing practices.
CBN draft holding-company rules
GTCO may also move because the FINANCIAL SERVICES sector may be hurt by cbn draft holding-company rules. Confidence 90%.
The draft guidelines requiring ~N370bn fresh capital are said to weigh on banking stocks and drag the broader market lower.
banking selloff
GTCO may also move because the FINANCIAL SERVICES sector may be hurt by banking selloff. Confidence 90%.
The piece describes a broad selloff in banking stocks that dragged the overall equities market lower.
regulation
GTCO may also move because the FINANCIAL SERVICES sector may be hurt by regulation. Confidence 85%.
The draft CBN holding‑company rules require banks to raise ~N370bn and are described as weighing on the financial sector and dragging the broader market lower.
trading_volume_lead
GTCO may also move because the FINANCIAL SERVICES sector may benefit from trading_volume_lead. Confidence 67%.
The Financial Services Industry led activity with 1.523 billion shares (65.53% of volume) and the highest traded value contribution, driving sector liquidity and activity.
FX Volatility
GTCO may also move because the FINANCIAL SERVICES sector may move with fx volatility. Confidence 63%.
Imported raw materials raise currency sensitivity.
FX volatility / naira devaluation
GTCO may also move because the FINANCIAL SERVICES sector may move with fx volatility / naira devaluation. Confidence 63%.
Naira devaluation and currency reforms caused large FX-driven gains/losses for banks and underwriters holding foreign-currency securities.
Insurance industry reform
GTCO may also move because the FINANCIAL SERVICES sector may move with insurance industry reform. Confidence 63%.
The Insurance Industry Reform Act 2025 removed composite business structures, requiring industry participants to unbundle life and general operations.
GTCO
GTCO
Price: ₦127.90
P/E: 5.52
Yield: 9.8%
ABBEYBDS
ABBEYBDS
Price: ₦8.05
P/E: 32.98
Yield: 1.4%
ACCESSCORP
ACCESSCORP
Price: ₦22.95
P/E: 1.63
Yield: N/A
AFRINSURE
AFRINSURE
Price: ₦0.20
P/E: N/A
Yield: N/A
Industry
Commercial Banks
Founded
1990
Employees
6,122
Ticker
GTCO
Ex-dividend date
2026-04-14
98.24
