Please wait
FCMB (FCMB) is listed on the Nigerian Exchange in the FINANCIAL SERVICES sector, with exposure to Commercial Banks. This page brings together the current share price, valuation, dividend context, business summary, and a practical current view so you can assess the stock faster.
FINANCIAL SERVICES
₦426B
3.2%
2.36
Current price
₦9.95
Updated Updated 7 min ago
Conviction
82/100
Confidence
Low
Market tone
neutral · 50/100
Entry
Medium · 82/100
Recent price action for FCMB, so the page starts with the stock itself before the deeper analysis.
Both size and absolute trading activity suggest this name is usually easier to enter and exit.
Valuation view
Looks relatively cheap vs peers
Income view
Moderate income profile
Market tone
neutral (50/100) — price action, attention, and recent context all lean here.
Entry view
Medium (82/100) — The company is profitable on the latest reported numbers.
FCMB is a commercial bank that provides banking services to individuals, businesses and institutions, including deposits, loans, payment and trade services. It makes money by charging interest on loans, collecting fees for account and transaction services, and earning income from investments and other banking activities.
Investors usually follow FCMB for its dividend profile, valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.
Insider dealing: Company insider
Position: Director. Reported on 8 May 2025. From an official NGX DirectorsDealings filing. Director dealing source fetched but no extractable text was found.
Director dealings
27
Reported buys, sells, and mixed dealings.
Corporate actions
5
Dividend and company notices.
Market events
0
Insider, filing, dividend, and price events.
Source records
14
Captured updates we can trace.
Whisone is bullish because fundamentals are solid at 82/100 while today's volume is only 41% of average. Whisone has high conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
Debt / equity
0.85
Lower is usually safer.
P/B ratio
17.27
Useful for book value support.
Dividend yield
3.2%
Current income signal.
85/100
Direction
Cautious
Main supports
Business quality and balance-sheet strength are supporting the outlook.
Valuation still leaves room versus fair value and analyst anchors.
Recent price and fundamentals refreshes improve signal reliability.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Fair value
₦155.69
Forecast refresh
Updated 10h ago
Quality score
81
Growth score
65
These are the external analyst numbers and business outlook figures already synced into the company record.
Low target
n/a
High target
n/a
EPS this year
₦4.19
EPS next year
₦5.40
Dividend / share
₦0.35
Forward P/E
-
Bulk intraday company price snapshot from NGXPulse.
NGX Pulse bulk price snapshot
Updated 7h ago
Bulk intraday company price snapshot from NGXPulse.
NGX Pulse bulk price snapshot
Updated 1d ago
Bulk intraday company price snapshot from NGXPulse.
NGX Pulse bulk price snapshot
Updated 2d ago
Bulk intraday company price snapshot from NGXPulse.
Price points saved
50
Latest market date
2026-06-23
Dividend yield
3.2%
Ex-dividend date
Jun 15, 2026
digital_banking_upgrade
FCMB may benefit from digital_banking_upgrade. Confidence 95%.
Article states FCMB upgraded its mobile app with new features (rewards, mutual funds, virtual cards, chat) as part of its digital banking strategy to strengthen customer engagement.
Agribusiness financing
FCMB may benefit from agribusiness financing. Confidence 90%.
Article states FCMB is a leading financier deploying innovative financing models to build an agribusiness serving 300,000 farmers.
Agribusiness financing opportunity
FCMB may benefit from agribusiness financing opportunity. Confidence 90%.
Article states FCMB emerged as a leading financier deploying innovative financing models to build an agribusiness serving 300,000 farmers.
agribusiness financing / agriculture sector growth
FCMB may benefit from agribusiness financing / agriculture sector growth. Confidence 90%.
Article states FCMB has emerged as a leading financier deploying innovative financing models to help farmers and build an agribusiness serving 300,000 farmers.
agribusiness_financing
FCMB may benefit from agribusiness_financing. Confidence 90%.
The piece describes a financial institution (FCMB) expanding agribusiness financing, indicating a positive role for the financial services sector in supporting agriculture.
Sector spillover signals
digital_banking
FCMB may also move because the FINANCIAL SERVICES sector may benefit from digital_banking. Confidence 95%.
The article references bank tech investment trends and describes FCMB's app upgrade as part of a broader technology-driven strategy in banking.
agribusiness_financing
FCMB may also move because the FINANCIAL SERVICES sector may benefit from agribusiness_financing. Confidence 90%.
The piece describes a financial institution (FCMB) expanding agribusiness financing, indicating a positive role for the financial services sector in supporting agriculture.
digital banking
FCMB may also move because the FINANCIAL SERVICES sector may benefit from digital banking. Confidence 90%.
The article states FCMB upgraded its mobile app with features to strengthen customer engagement and empower customers to do more with their finances via mobile devices.
finance_for_energy
FCMB may also move because the FINANCIAL SERVICES sector may benefit from finance_for_energy. Confidence 90%.
Commercial banks and development finance institutions are deploying dedicated green and renewable financing facilities, increasing opportunities for the financial services sector.
green_finance
FCMB may also move because the FINANCIAL SERVICES sector may benefit from green_finance. Confidence 90%.
Multiple banks (FCMB, Stanbic IBTC, Lotus Bank) and dedicated facilities are financing renewable projects and off-grid expansion, creating lending and fee opportunities for the financial sector.
consumer trust
FCMB may also move because the FINANCIAL SERVICES sector may benefit from consumer trust. Confidence 80%.
An honesty-related incident at a bank can bolster public confidence in the financial services sector.
trading_volume_lead
FCMB may also move because the FINANCIAL SERVICES sector may benefit from trading_volume_lead. Confidence 67%.
The Financial Services Industry led activity with 1.523 billion shares (65.53% of volume) and the highest traded value contribution, driving sector liquidity and activity.
CBN draft holding-company rules
FCMB may also move because the FINANCIAL SERVICES sector may be hurt by cbn draft holding-company rules. Confidence 67%.
The draft guidelines requiring ~N370bn fresh capital are said to weigh on banking stocks and drag the broader market lower.
FCMB
FCMB
Price: ₦9.95
P/E: 2.36
Yield: 3.2%
ABBEYBDS
ABBEYBDS
Price: ₦8.05
P/E: 32.98
Yield: 1.4%
ACCESSCORP
ACCESSCORP
Price: ₦22.95
P/E: 1.63
Yield: N/A
AFRINSURE
AFRINSURE
Price: ₦0.20
P/E: N/A
Yield: N/A
Industry
Commercial Banks
Founded
1977
Employees
3,796
Ticker
FCMB
Ex-dividend date
2026-06-15
